I recently started a gatecrashing campaign and after my players received their first reward after recovering a few aliens artifacts I asked what they wanted to do with the money and one of the players suggested investing it in the "stock market" or something like that.
So, I'm trying to decide how to solve this, they even bought a couple of IA's to take care of the money, can anyone give me input on that?
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Investing some money
Sun, 2012-11-18 13:51
#1
savanah
Investing some money
Mon, 2012-11-19 03:17
#2
NewtonPulsifer
Considering a Cornucopia
Considering a Cornucopia machine costs 20k cred and can produce something of equal value in 5 hours, the economy of EP as written makes no sense.
So you can just make up whatever fits okay for your concept.
If you're going for verisimilitude I'd imagine capital is very very scarce. Interest rates could easily be over 100% a year, so people with spare cash would do very well even if they just let the money sit in the bank.
People in debt (like indents) would of course be very screwed in this financial environment.
You could actually figure out the implied interest rate by working the 1% a day rental rate for morphs into an amortization schedule.
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"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."- Isoroku Yamamoto
Mon, 2012-11-19 15:10
#3
nezumi.hebereke
Absolutely there's a market.
Absolutely there's a market. In fact, there are several. The Consortium certainly has its, as would Extropia, the Junta may or may not be open to direct investing, but they almost certainly need additional capital, so it's still feasible. The only one I'm not sure about would be reputation economies.
One could read a rep economy as drawing on pure socialism, where people can't own the means of production, and therefore investing is difficult. Or it could be that you can 'spend' your reputation through your muse and AIs to acquire resources for other projects, tying your name to it, then based on that project's success (or not), that reputation would come back to you.
For each market you'll need to figure out its long- and short-term volatility. For instance, when invested in the PC, over the long term you should expect constant growth (barring world-changing events), but day-to-day, your holdings will rise and drop significantly, and change very fast. I'd probably use a (1d10+2)% for long-term, conservative portfolio investment, but only 1d100 of that is available for immediate liquidation.
Mon, 2012-11-19 16:00
#4
savanah
The junta is completely of
The junta is completely of the table, as two of the characters are uplifts, but I talked with them about the problem of the different economies and they settled down to invest the money on Titan.
I liked the idea to differentiate the long from the short term, maybe I could let they use the accounting skill to change these values, maybe with a bonus or penalty depending on the result.
Wed, 2012-11-21 18:53
#5
Oroborous
That's one of the reasons I
That's one of the reasons I abstacted wealth out in my game. The system is designed to model things like that. Check out http://eclipsephase.com/abstracting-wealth
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Oroborous