I have just read the corebook, I've tried to make a character. As a part of his character concept he had a fairly tricked-out morph, on which I spent a whopping 20 000 creds on top of already expensive Olympian base, plus some morph advantages that were paid for in CP rather than creds. Seeing how about 20% of transhumanity cannot afford any morph at all, what sort of character could realistically afford that sort of meatsuit? Is it possible for your average Working Joe to get something like this, even if it was a majority of his life savings + some loans (an investment akin to buying house in America), or would only somebody obscenely rich hope to get his hands on sums in region of 50k creds? With no earnings figures and the whole post-scarcity economics thing to confuse the issue, I have zero idea how much worth do credits (or rep for that matter) represent.